Set in Ink

One of my side gigs is promoting concerts. I’ve been doing in on and off since I was a kid. I play gigs too. Honestly, if you want to play gigs and have anyone show up you need to have some degree of understanding promotion.

I joined my first band when I was 13. This dirty longhaired kid walked up to me while I was at the roller rink and asked me if I wanted to be in a band. I had long hair. I told him I only played clarinet. He told me that meant I was the keyboard player. I had a tiny monophonic kids keyboard at home so I said yes. From then on, it was something right out of Beavis and Butthead. We even looked the parts. To this day I wonder what my life would have looked like it I had leaned against the Ms. Pac Man machine instead of the Teenage Mutant Ninja Turtles one.

Things have changed a lot over the years when it comes to putting on concerts. It used to be that you got a ton of posters printed and you put them up everywhere. That still happens to some degree but a lot of it happens online. I’m old school though. There’s just something about a physical flyer that a Facebook invite just doesn’t match.

I had to search far and wide to find an online retailer who could deliver as quickly and cheaply as I needed to turn a profit. My allay came from a strange corner. I knew Vistaprint as the “Free Business Card” people. I must have had 20 different cards back in the day, all courtesy of VistaPrint.

I never would have guessed it but it turns out that Vistaprint is HUUUUUUUGE! They can create and fulfill orders incredibly fast and efficiently. I have learned to watch for the deals I want and then to order all at once. They always have deep discounts on one product or another,

As a bonus, they give you store credit for every new customer you refer and they give the person you’ve referred a discount as well.

I have a concert coming up and I could sure use some more handbills. Why don’t you follow this link and check it out: http://reward.vistaprint.com/go.axd?ref=40T53B

Give Me That Universal Discount

I am addicted to buying things online. I don’t have to endure bussing all over town just to look at a limited selection and to stand in line. Arguably,  I’m spoiled. It makes sense to me to see every variation on a product possible, every Chinese knockoff, every designer brand. Everyone has standards, sometimes my standard is; “I have this much money”.

I already have explained my opinion on the “universal discount” that I should get just for being me. Recently I found an app that comes pretty close to that online. Rakuten (formerly Ebates) is another in a long series of cashback apps. The thing that makes this one special is that it works. There are hundreds of participating retailers and you get a significant amount back. I’ve made almost $50 in the last couple of months. It’s not huge but it’s super easy.

I installed the Chrome extension and the phone app. When I’m browsing a relevant shop, I get a notification to turn on cashback and then it’s done. Qualifying purchases automatically return cash to my account. I often use this in conjunction with purchasing an Amazon gift card. You get 5% from the gift card and 4% from Rakuten. Not a shabby return on something I would have bought anyway.

Another unique bonus of this app is that it works on Lyft rides so you get discount transportation to boot.

You can get started with Rakuten here. You’ll get a free $10 bonus the first time you shop with the app for using my referral link. Enjoy your free money back.

A Band-Aid for Financial Oozing

I seem to bleed money from day to day expenses. It seems hard to get ahead with the passive income when it’s just nickels and dimes and you’re being nickel and dimed to death. It’s not just a matter of collecting resources without daily work. It seems to me that it’s just as important to keep as much of those funds in circulation to work with as possible,

That’s why I’ve decided that it’s important to take advantage of every little discount or cashback opportunity I can find. Ideally, I shouldn’t have to do anything and I should get a discount just for being me. That’s why I have started using the Ibotta app. It’s a simple way to get cashback.

Most of these coupons/cashback/retail apps seem to be crap. Ads and horrible UI. Ibotta is actually pretty smooth. Especially when compared to the competition.

It’s pretty simple. You install the app and then you browse deals for cash back, picking the ones that are relevant. Sometimes you’re forced to view an ad. Once you’ve made a qualifying purchase somewhere you just upload the receipt and the money is deposited to your account. I’ve been using it for a month and so far I’ve made about twenty-five bucks.

As an added bonus, you get five bucks for each new person you refer.  Why don’t you give it a try using my referral code: hpwusfq  

You can sign up and download the Ibotta app here.

In Search of The Least Evil Bank

I haven’t always been a big fan of banking. It’s one of those things that the more you dig into it, the creepier it gets. What exactly are these tokens we spend all our time chasing? Where do they come from? Who decides how it’s going to work? I’m no conspiracy theorist but the whole thing sort of does make me want to wear a tinfoil hat.

I didn’t have a bank account for 20 years. Not that I had much worth putting in a bank. Nonetheless, when I finally had to break down and embrace the plastic in early 2017 I decided to do the legwork and figure out which bank was “least evil”.

The answer turned out not exactly to be a bank. It’s a credit union, originally founded in 1935 to serve the employees of The Boeing Company. It’s an incredibly progressive, socially conscious credit union without fees. 

So what?

Well, I’m on the quest for free money. Who doesn’t like free money? Until December 31st, BECU is offering us both free money. It’s not a completely commitment-free offer. You’re going to have to open a BECU account to make this work.

Here’s how it works:

  • Establish BECU membership by opening a Member Share or Member Advantage savings account and checking account.
  • Use promo code 100REF18 and referral code 2250727
  • You must keep your account open for 90 days

 

  • You must also perform 5 or more qualifying actions from this list:
  • » Make a purchase using their BECU Debit Mastercard®
  • » Write a check or electronic check
  • » Make a payment using bill pay

OR

  • Deposit $500 or more into your new checking account

 

It seems like a simple enough way to make $100.

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